Finance, wired to the trade floor, not bolted on after
Every invoice, purchase bill, payment and auction settlement posts itself to the ledger. What is left for the finance desk is judgement — reconcile the bank, track the cheque, account for the cash, and read the profit.
Banking, cheques, and the intelligence on top
The books post themselves from trade activity. These tools handle everything that happens at the bank.
Multi-ledger accounts
A double-entry chart of accounts, journals and ledgers. Every sale, purchase, expense and payment posts automatically, with a full audit trail.
Bank reconciliation
Import statements from every bank and match them against recorded payments and receipts. Clear unreconciled items in bulk or one by one.
Bank Counterparty Ledger
A 13-step engine identifies the real party behind each bank narration, learns its aliases and account numbers, and consolidates every bank's transactions into one ledger per counterparty. Merge, split and reprocess as you learn more.
UPI collections & payment verification
Log UPI receipts against the right party, and flag every manually-entered payment as verified or not so a reviewer can see exactly what still needs a second look.
The cheque register
Issued and received cheques with bank, date and status. Pending clearances, bounced cheques and upcoming due dates in one view.
Cheques Cross Check
Totals the uncleared cheques a party holds against that party's ledger balance, and flags anyone holding too much or too little.
Cash you can account for
Cash goes missing quietly. Garxly makes the gap visible the same day.
Daily cash closing
Count the drawer at end of day. The difference against the books is recorded, not lost.
Cash Leakage
Compares the cash the books say you should hold against what you actually closed with, and lists the entries behind the gap.
Exception feed
Unusual cash movements surface in a running list instead of waiting for a month-end review.
Reading the profit
The same transactions that run operations produce the statements — no re-entry, no reconciliation file for the accountant.
P&L, Balance Sheet & Cash Flow
Auto-generated from your transaction data. View at any date, compare across periods, export to PDF or Excel.
Consolidated Sales & Profit
Profit rolled up across every firm in the group, in one view — or drill into a single firm.
Cash Flow & Business Performance
Walks sales through allocated cost of goods to gross profit and ties it back to the cash that actually moved, with a business-health score.
Interest calculation
Configurable interest on overdue balances — receivable or payable, both directions.